Be Prepared when Winter Storms Come
When winter storms leave a path of destruction it is important to know what to do if your home is damaged or you are involved in an auto accident. This article discusses homeowner damage typically covered as well as damage not covered. Tips for what to do after an auto accident are provided.
California Earthquake Authority [offsite link]
File a claim, get rates and premiums, find member insurance companies and learn about Earthquake Preparedness.
Condo Insurance-Are you really Insured?
Buying insurance is different for a condominium unit owner than for owners of conventional homes or renters. This article explores the details of an HO-6 condo policy.
Do You Need a Public Adjuster?
While it is not always clear when a policyholder may benefit from hiring a public adjuster, the most benefit is likely to be realized if they are engaged immediately in case of a loss. This article defines the role of a public adjuster and what it may mean to a homeowner claim.
Possibly the most important thing to know about earthquake insurance is the fact that a basic homeowners policy does not cover earthquake damage. Even if you don't live in an area where earthquakes are common, it's possible you might need earthquake insurance.
Click here to find information pertaining to Flood Insurance.
Forced Placed...Can't Be Good
When borrowers fail to maintain appropriate insurance on their property (i.e. house or car) the lender will sometimes force place insurance coverage in order to protect their interest. This article defines forced place coverage and provides a general overvew of the topic.
Have your Personal Property Documented
If you had a fire, burglary, or other catastrophe would you remember everything you own? This article address home inventory services and why insurance companies and estate planners strongly recommend thorough documentation of personal property in your home or business.
Homeowners - Options and Riders
In addition to the standard coverages provided by most insurance policies, there are options or riders which can be added to the policy. This article outlines the various homeowner insurance riders that are available for purchase.
Hosting a Holiday Soiree?
December is here and that means holiday parties. It also means holiday drinking and driving. If you are hosting a holiday party at your home there are some important things you should know before the festivities begin.
Insurance and Foreclosed Properties
Homeowner's insurance companies are most likely to pursue and prosecute sellers who vandalize or strip their homes while in foreclosure. This article discusses homeowners insurance and what it has to do with foreclosures.
Insurance for the Dog Owner
All dog owners need to understand their potential liability should their animal bite, maul or, heaven forbid, kill someone. A single bite could cost you tens of thousands of dollars -- a lawsuit hundreds of thousands -- and your insurance coverage might not apply.
Is Landlord Insurance Necessary?
Landlord insurance serves to protect landlords during circumstances where they are prevented from using their property to earn an income.
Is Renters Insurance Worth It?
If you thought you were covered by your landlord's insurance coverage, think again. Renter's insurance is absolutely necessary to protect your belongings from such perils as theft, vandalism, fire or falling objects. Read this article for more information regarding renter's insurance.
Mold Insurance [offsite link]
Includes health concerns, regulations and legislation.
Mortgage Premium Insurance
Understanding morgages and insurance is difficult at best. This article will explore the meaning of mortgage insurance as well as a discussion about mortgage insurance tax deductions for 2009/2010
Private Mortgage Insurance (PMI)
Private Mortgage Insurance (PMI) is required insurance. This article addresses what PMI is and important components of the Homeowner's Protection Act (HPA).
Renter´s Insurance [offsite link]
Get a quote. Also a step-by-step guide to Renter´s Insurance.
Renter´s Insurance Tips [offsite link]
Great advice - covers deductibles, how much insurance to buy and whether to insure for cash value or replacement cost. Also includes secondary insurance - flood and earthquake
The Holiday Season and Your Insurance
The holiday season is a great time to think about updating your homeowners insurance policy.
Tornadoes happen every year. Are you prepared? This article provides information that could help save you thousands of dollars and hours of clean-up.
Tornadoes Happen Every Year. Are You Prepared?
You don’t have to be hit by a tornado to experience damage. Taking a little time to prepare could save you thousands of dollars and hours of clean-up.
This article explains depreciation on personal property and its impact on your personal property Cain.
Updating Your Homeowners Insurance
Property values may be falling, but many people consider their homes their biggest asset. This article addresses some considerations for updating your homeowner policy.
What Exactly is Title Insurance?
This article explores an insurance topic that doesn't get very much attention...title insurance. Title insurance is protection against loss arising from problems connected to the title to your property, land, neighbor,
When the dog bites..whose covered?
This article describes the insurance implications when your dog bites someone.
Winter's 1st storms have already left a path of damage across the country. When a storm strikes, it is important to know what to do. This article outlines what to do when your home or car is damaged in a winter storm.
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